Oikocredit is a worldwide cooperative and social investor that promotes sustainable development by providing loans, capital and capacity building support to microfinance institutions, cooperatives, fair trade organizations, small and medium enterprises (SMEs) and renewable energy projects in developing countries.
Guided by the principle of empowering people to improve their livelihoods, Oikocredit’s strategic focus areas are inclusive finance, agriculture, renewable energy and Africa. Oikocredit has a development financing portfolio totalling € 940 million* invested across 70 countries worldwide. Being close to its clients and knowing their markets through its network of local staff is at the heart of Oikocredit’s work.
Social performance management is a priority for Oikocredit. Measuring and demonstrating social return on investments is essential as the cooperative strives to know that its investments lead to positive change in people's lives. In particular Oikocredit aims to increase its reach to rural agricultural communities and is committed to women’s empowerment.
Founded in 1975 Oikocredit is privately financed through the investments of over 50,000 individuals and organizations and offers a positive triple bottom line to investors: social, environmental and financial. In addition to earning modest financial returns, investors are secure in the knowledge that their money is being used to improve livelihoods, promote fair trade and respect the planet’s natural resources.
Oikocredit’s vision is a global, just society in which resources are shared sustainably and all people are empowered with the choices they need to create a life of dignity. Oikocredit promotes global justice by challenging people and organizations to share their resources through socially responsible investments, thereby empowering disadvantaged people. We do not just provide financing, but work with local partners to provide training, technical support and access to markets.